Step-Up Authentication Step-Up Authentication Powered by 3D Liveness Challenge only high-risk logins Facia verifies your users in real time with 3D liveness detection. Additional verification is triggered only when risk is detected, ensuring secure access without disrupting legitimate users. Request a Demo Traditional Step-Up Checks Slow Teams and Still Miss Attacks Clunky Verification Passwords and OTPs interrupt workflows and reduce conversion across your applications. High-Risk Actions Go Unnoticed Static rules fail to flag modern attack behaviors, leaving high-value actions exposed. Modern Fraud Is Device-Based Attackers rotate devices and environments to bypass outdated step-up controls. Step-Up That Adapts as Fast as the Threat. Facia evaluates risk across users, devices, and environments. Suspicious activity triggers instant 3D liveness verification, protecting your systems with minimal disruption. Try Now Device-Level Intelligence That Catches Threats, Liveness Alone Can’t Facia identifies trusted devices and detects anomalies across device environments. Even when a user passes liveness, unfamiliar or risky devices trigger step-up verification, preventing sophisticated impersonation and session abuse. Trusted Devices: Allow frictionless access. Suspicious Devices: Trigger instant step-up verification. Adaptive Risk: Combines device and identity intelligence. Advanced Detection: Flags emulators, & abnormal patterns Stronger Security With Step Up Verification Fast and Seamless Instant liveness verification without OTP delays. Accurate Fraud Detection Identifies impersonation, session abuse, and device-based attacks. Device Intelligence Detects anomalies while trusting enrolled devices. Adaptive Authentication Challenges only when risk demands it. Easy to Deploy Adds adaptive step-up security without disrupting your infrastructure. Try Now Built for Every Industry That Shares Devices Enterprise Teams Enterprise Teams Protect access to sensitive business systems without slowing productivity. Finance & Banking Finance & Banking Detect high-risk logins with instant 3D liveness. E-Commerce E-Commerce Detects suspicious checkouts while keeping loyal customers friction-free. Healthcare & Education Healthcare & Education Verify staff, students, and patients in a compliant, privacy-first step-up. Trusted and Certified for Compliance Frequently Asked Questions Find answers to your most common questions in our FAQ section. What is step-up authentication? Step-up authentication is an added verification layer triggered when user risk increases. It ensures sensitive actions like high-value transactions or new device logins are secured with stronger identity checks. What types of verification are used in step-up authentication? Facia supports adaptive verification methods, including 3D facial liveness, device intelligence, and behavioral risk checks. These methods allow organizations to balance strong security with fast user experiences. What happens if a user fails a step-up authentication challenge? If a user fails Facia’s step-up verification, the attempt is flagged as high-risk and shared with your security system. Your platform decides whether to allow, deny, or escalate the action, while Facia provides the real-time risk signal. Does liveness detection support step-up verification without requiring user actions? Yes. Passive liveness detection can authenticate users with minimal interaction, enabling step-up security without friction, delays, or manual verification steps. Can Facia perform risk-based step-up authentication in real time? Yes. Facia analyzes device risk, behavior anomalies, environment signals, and identity trust to trigger real-time step-up checks. Only high-risk events require verification, ensuring security without slowing legitimate users. Recent Blogs 15 Dec 2025 9 minutes read Can Your Insurance Business Survive Without Identity Verification? Fraudsters are becoming more intelligent. Is your verification system... View More View More 10 Dec 2025 8 minutes read How Pay by Face Technology is Changing the Payment Experience Paying for something used to mean one of three... View More View More 05 Dec 2025 9 minutes read How Facial Recognition is Transforming Access Control in the Middle East In the Middle East, where the protection of citizens... View More View More